Overview
NOWPayments is a cryptocurrency payment gateway built to enable businesses of all sizes to accept digital assets seamlessly. Positioned as a turnkey solution, it blends a wide asset coverage with developer-friendly integration options, enterprise security controls, and competitive pricing. The service supports merchants, marketplaces, gaming platforms, travel agencies, charities, and more, helping companies expand payment options, reduce fees associated with traditional processors, and tap into crypto-native customer segments.
Core Capabilities
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Multi-currency support: NOWPayments supports 300+ cryptocurrencies and multiple fiat rails, enabling merchants to accept popular coins like BTC, ETH, USDT, USDC, LTC, and BCH across many networks.
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Integration flexibility: Merchants can integrate via a robust API, ready-made invoices, payment buttons, widgets, e-commerce plug-ins, or white-label solutions to match technical needs and product flows.
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Automated conversion and fiat options: The platform offers auto-conversion between crypto and fiat, and supports fiat on-ramp/off-ramp capabilities, allowing businesses to receive funds in preferred assets without manual exchange steps.
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Enterprise-grade security: NOWPayments includes two-factor authentication, role-based access control, and withdrawal whitelisting, along with AML monitoring. These features help protect accounts, control withdrawals, and reduce operational risk.
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Payments and payouts: The platform supports mass payouts, custody integrations, subscription billing, point-of-sale (POS) tools, and donation instruments—covering one-off payments and recurring workflows for diverse verticals.
Features in Practice
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Developer API: A well-documented API lets technical teams create custom payment flows, generate invoices, and programmatically track transactions and payouts.
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Merchant dashboard: A centralized personal account simplifies transaction management, conversion settings, reporting, and reconciliation.
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Low fees: Competitive service pricing with 0.5% for same-asset (mono-currency) receipts and 1% when conversion is required, excluding blockchain network fees.
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Scalability: NOWPayments advertises the ability to process batch transactions and handle high volumes, supporting merchants that grow quickly or run high-frequency operations.
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Customer support: 24/7 support and enterprise onboarding options help businesses integrate rapidly and troubleshoot issues as they arise.
Use Cases and Industry Fit
NOWPayments positions itself as suitable for a wide range of industries including e-commerce, iGaming, casinos, trading platforms, travel, software-as-a-service (SaaS), marketplaces, payrolls, and charity organizations. Ready-made solutions such as plugins, widgets, and POS systems allow businesses to accept crypto in storefronts, checkout pages, donation forms, and subscription billing flows.
Compliance and Trust Signals
The platform emphasizes AML controls and conditional KYC processes when transactions trigger suspicious activity. NOWPayments also highlights third-party recognition—featuring media coverage and awards—and lists integrations with many wallets and partners to boost merchant confidence.
Why Choose NOWPayments
Businesses seeking to broaden payment options, lower processing costs, and adopt a future-ready payments stack will find NOWPayments compelling due to its wide asset support, integration flexibility, low service fees, and security controls. Whether a small merchant adding a payment button or an enterprise integrating a white-label solution with mass payouts and custody, the platform provides modular components to meet different technical and commercial requirements.
Getting Started
To start, merchants create an account, generate an API key, select supported cryptocurrencies, and choose an integration path—API, invoices, plugins, or widgets. From there, they can configure payout preferences, enable security features like 2FA and withdrawal whitelists, and begin accepting crypto payments promptly. For teams that need guidance, NOWPayments offers onboarding support and demo calls to tailor the integration to business needs.
Overall, NOWPayments aims to make cryptocurrency acceptance practical, secure, and cost-effective, combining broad coin coverage and developer-friendly tools with enterprise-grade controls and a merchant-centric dashboard.
