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Mercuryo

Mercuryo is a payments infrastructure provider focused on bridging fiat and crypto for businesses and consumers in the web3 ecosystem. The platform offers integrated on-ramp and off-ramp solutions, virtual co-branded card issuance (Spend), fiat-to-crypto conversion, and developer tools such as iFrame, API, and SDK to embed payments natively or via webviews. Mercuryo supports dozens of cryptocurrencies across many leading L1 and L2 blockchains, operates in 135+ countries with multiple payment methods, and highlights metrics like millions of onboarded users and significant processed volume since 2018. It targets wallets, DEXs, NFT and GameFi projects, yield platforms, and browser extensions with customization and enterprise-grade features—making it suitable for companies that need fast user onboarding, multi-chain payments, and a scalable revenue-generating payments layer. The company also emphasizes 24/7 customer support and a global developer ecosystem.

Introduction

Overview

Mercuryo is a payments engine designed to make the promise of crypto practical for businesses and end users. Built since 2018, it focuses on bridging the gap between fiat and on-chain assets by offering a modular suite of products for onboarding, spending, and cashing out. The platform is used by wallets, DEXs, NFT marketplaces, GameFi projects, yield platforms, and browser extensions, and aims to accelerate user acquisition, retention, and revenue through embedded payment experiences and customizable integrations.

Core Capabilities

Mercuryo provides a set of integrated services and developer tooling that make it simple to add fiat-crypto flows and card-based spending to products. Key capabilities include:

  1. On-Ramp: Fast fiat-to-crypto onboarding in as little as 15 seconds, with KYC flows and strong conversion-focused UX to help retain users and improve activation rates.

  2. Spend (Co-branded Cards): Virtual, co-branded card issuance that lets users spend crypto directly from connected wallets. Supports instant card issuance and multi-chain wallets for real-world payments.

  3. Off-Ramp: Fiat cash-out to Visa and MasterCard, enabling users to convert crypto back to traditional currency and spend or withdraw funds through card rails.

  4. Developer Tools (iFrame, API, SDK): Embeddable iFrame and native SDKs plus a comprehensive API for apps, webviews, and server-side integrations. These tools speed up time-to-production and allow customization of flows to match product needs.

  5. Specialized Products: Additional solutions such as DCA (automated investing), NFT Checkout (click-to-purchase), and Pro services for high-volume business deposits and withdrawals.

Product Details and Technical Reach

Mercuryo emphasizes broad token and chain support, listing more than 30 cryptocurrencies and many leading L1 and L2 blockchains (Ethereum, Solana, BNB, Avalanche, Polygon, Arbitrum, Optimism, zkSync, Base, Ton, Near, and more). The platform supports 135+ countries and multiple payment methods to maximize conversion. Its infrastructure includes compliance and KYC tooling, liquidity integrations, and partnerships with payment providers and card acquirers to deliver reliable fiat rails.

From a developer perspective, Mercuryo offers clear integration paths whether you prefer an embedded white-label experience (iFrame) or direct API/SDK use for deeper native integrations. The developer ecosystem includes documentation and an ecosystem program for partner support—helpful for teams building wallets, NFT marketplaces, DEXs, or any product that needs on-ramps and off-ramps.

Reliability, Support, and Business Metrics

Mercuryo highlights business-oriented metrics—millions of users onboarded, substantial processed volume, and revenue generated for partners. It also provides 24/7 customer care with multi-language support and rapid response times. For businesses operating globally, this combination of uptime, compliance, and human support reduces operational friction and helps maintain conversion and retention during peak demand.

Why Choose Mercuryo
  • Comprehensive stack: Combines on-ramp, off-ramp, card issuance, and automated investment capabilities in one platform.

  • Developer-friendly: Multiple integration options (iFrame, API, SDK) let teams pick the fastest path to production or build a fully native flow.

  • Global reach and multi-chain support: Wide geographic availability, many payment methods, and support for leading blockchains and tokens.

  • Enterprise features: Pro-level services for high-volume businesses, customizable solutions, and strong compliance and liquidity integrations.

  • Operational support: 24/7 customer care and a partner ecosystem to help scale implementations.

Mercuryo is well suited for web3 products that need to reduce friction for new users, monetize on payment flows, and provide real-world spending options for crypto. Typical adopters include wallets, NFT marketplaces, exchanges, GameFi projects, yield platforms, and businesses requiring bespoke card or acquiring solutions. Its modular approach makes it possible to start with a simple on-ramp and expand into card issuance, off-ramps, and automated investment features as product needs grow.

If you are building a product that needs a reliable, multi-chain payments layer with fast onboarding and card-based spending capabilities, Mercuryo offers a mature set of tools and global coverage to help ship and scale those flows.

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